In a health insurance, there usually are the so-called deductibles which is an amount that you will pay annually before the insurer starts to cover for all your medical expenses for the whole year. There are companies that offers bigger and quality benefits with a higher deductible. If you have a savings account in a bank, you may choose the option of having the Health Savings Account feature that are found in most health insurance companies. This feature will be able to combine your high-deductible health plan with your savings account that will be funded with pretax dollars. This will be a sure resource in paying your deductibles and other expenses not covered by the health plan.
With this kind of advantage, you will no more worry on how you can manage your insurance deductibles. With this feature, you can be continuously protected by the insurance that you have been maintaining.